i took the item down as it did not sell, do i have to keep paying for what im not using anymore??
You only pay to list the item and then if it sells you pay a FVF.
Once it ends and unsold you are not charged anything more for that item unless you relist.
As sparklz said, or if you have subscribed to a store, there is a monthly fee.
Go to the Account Tab on your My eBay page, click on Seller Account and see exactly what the charges are for, by viewing "All account activity".
It could be you have somehow subscribed to something which carries monthly charges and will need to unsubscribe.
If you still require help after seeing what the charges are for, please come back and explain what the recurring payments are.
Don't go around saying the world owes you a living. The world owes you nothing. It was here first. Mark Twain