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    <title>topic Re: Kiva loan :) in Community Spirit</title>
    <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/1769979#M494862</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/878960"&gt;@cosmosgrove&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/272423"&gt;@rabbitearbandicoot&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/878960"&gt;@cosmosgrove&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/272423"&gt;@rabbitearbandicoot&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/424786"&gt;@cezm&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Agreed j*oono&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've just been having a look at my stats on kiva&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My Loans by Status&lt;/P&gt;&lt;P&gt;All Fundraising Funded Paying Back Paid Back Ended With Loss Refunded Expired&lt;/P&gt;&lt;TABLE cellspacing="0" cellpadding="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;71&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;&lt;BR /&gt;24&lt;BR /&gt;&lt;SPAN class="smallest gray"&gt;(7 Delinquent)&lt;/SPAN&gt;&lt;/TD&gt;&lt;TD&gt;35&lt;/TD&gt;&lt;TD&gt;9&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;TD&gt;2&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have had approx $45 (a couple of weeks of takeaway coffee!) that hasn't been repaid which comes to about 2.5% (I think!) of what I have loaned/reloaned - considering the strife in some of the countries I have chosen, I am happy with that outcome - and pleased that I have been able to assist so many people in the 2+ years since I joined.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/272423"&gt;@rabbitearbandicoot&lt;/a&gt; wrote:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;I'll bet Sam Mankiewicz&amp;nbsp;lives in a multi-million dollar mansion in California&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm not sure why&amp;nbsp;&lt;SPAN&gt;Sa&lt;/SPAN&gt;&lt;SPAN&gt;m Mankiewicz (responsible for IT) has been singled out by rabbit but I found the experiences of many of the team interesting reading.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;A href="http://www.kiva.org/about/team" target="_blank"&gt;http://www.kiva.org/about/team&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;OK then, I'll bet Premal Shah lives in one too. There seem to be a lot of Presidents and Vice Presidents and Chiefs. I counted 97 management and staff - I'd bet none of them are&amp;nbsp;on the basic wage. Where do you think &lt;STRONG&gt;all that money&lt;/STRONG&gt; comes from? The Easter Bunny?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;They are looking for more staff&amp;nbsp;&lt;A href="http://www.kiva.org/careers" target="_blank"&gt;http://www.kiva.org/careers&lt;/A&gt; - must be doing very well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just curious Rabbit, what is your charity of choice?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;what does that have to do with anything?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You seem very judgemental of this one, despite it's transparency and good rating. Just wondered which charity you would recommend instead?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;I am thinking about setting one up based on their business plan - it is brilliant. All income - No Risks - No Tax - what more could you ask for?&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;No relax. By necessity, they all have to be the same. They all have a similar hierachy - with REALLY HIGH PAID CEOs and MANAGEMENT TEAMS&amp;nbsp;&amp;nbsp;- it's just that most of them&amp;nbsp;don't try to baffle people into thinking they &lt;STRONG&gt;take no money&lt;/STRONG&gt;. Of course they have running costs. These guys are professionals - they don't work for nothing - no-one would expect them to. &amp;nbsp;And they probably are doing a lot to help - to keep the interest rates down if nothing else.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would be very interested to see their Books.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 09 Apr 2015 13:24:53 GMT</pubDate>
    <dc:creator>rabbitearbandicoot</dc:creator>
    <dc:date>2015-04-09T13:24:53Z</dc:date>
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      <title>Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</link>
      <description>Aww my 14 year old son just happily paid for a Kiva loan out of his own money. I suggested it to him after showing him the one I did last night and he didn't hesitate to say yes.&lt;BR /&gt;
&lt;BR /&gt;
Just a little bit proud that he did that :-x</description>
      <pubDate>Fri, 21 Oct 2011 11:13:44 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:13:44Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</link>
      <description>Kiva is awesome.  I've made several loans through them.   Your son should be very proud of himself, because I've tried to get many of my adult friends to loan through Kiva and no-one has been intersted.</description>
      <pubDate>Fri, 21 Oct 2011 11:15:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:15:34Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</link>
      <description>What is ...Kiva?</description>
      <pubDate>Fri, 21 Oct 2011 11:22:02 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</guid>
      <dc:creator>benscot25</dc:creator>
      <dc:date>2011-10-21T11:22:02Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</link>
      <description>Never heard of a kiva loan...what is it?</description>
      <pubDate>Fri, 21 Oct 2011 11:24:40 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:24:40Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</link>
      <description>We recently returned from one of those countries, so I'm not sure he would have done it 6 weeks ago. &lt;BR /&gt;
&lt;BR /&gt;
I have a couple of friends that make loans and it's one of those things I've been meaning to get around to :8} but really have only heard of it this year.</description>
      <pubDate>Fri, 21 Oct 2011 11:27:20 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:27:20Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Never heard of a kiva loan...what is it?&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;BR /&gt;
From the website&lt;BR /&gt;
&lt;BR /&gt;
"We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world."</description>
      <pubDate>Fri, 21 Oct 2011 11:28:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:28:34Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</link>
      <description>Kiva is based on microfinance where you loan money whichy goes directly to a person/s in a devleoping country to help them improve their lives.  It could be to help them in their business, for example , I lent some money to a lady who had a soft drink business to buy more soft drinks to sell.  She repaid the loan in full and business has really picked up.  &lt;BR /&gt;
&lt;BR /&gt;
I like it a lot because it's a more bottom-up/grass-roots approach where the money ACTUALLY gets to the poor people rather than corrupt govts getting the money and feathering their own nests with it.</description>
      <pubDate>Fri, 21 Oct 2011 11:33:41 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:33:41Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</link>
      <description>So...what's the website address, what a beautiful idea.&lt;BR /&gt;
I was an investor in micro loans re Burmuda fishermen and women. They got forgotten when the investment dollar in Burmuda became bigger than the concern for the local fisherman/woman.</description>
      <pubDate>Fri, 21 Oct 2011 11:44:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T11:44:00Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</link>
      <description>It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.</description>
      <pubDate>Fri, 21 Oct 2011 11:50:51 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:50:51Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</link>
      <description>Sounds like an interesting idea.I will take a look.Thank you:-x</description>
      <pubDate>Fri, 21 Oct 2011 11:56:37 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:56:37Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
 Yes!&lt;BR /&gt;
And there's another way, buy a pig (communinally) and the pig meat is distributed into the community.&lt;BR /&gt;
I reckon this is the way of the world. Sharing and contributing.&lt;BR /&gt;
And cosmo, I'm proud of your son also.</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</link>
      <description>If there was a like button I'd like Blondie and Loris' posts  &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:02:11 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:02:11Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</link>
      <description>Thank you, I have made my 1st loan as well &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:07:30 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:07:30Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:10:12 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:10:12Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:13:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:13:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:14:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:14:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</link>
      <description>:^O&lt;BR /&gt;
I think we're all on the same page.&lt;BR /&gt;
Give and ye shall receive or something like that.&lt;BR /&gt;
There are soooo many ways.</description>
      <pubDate>Fri, 21 Oct 2011 12:15:23 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:15:23Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</link>
      <description>Lol, is there a Melissa here :^O</description>
      <pubDate>Fri, 21 Oct 2011 12:19:49 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:19:49Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</link>
      <description>&lt;span class="lia-unicode-emoji" title=":face_with_tongue:"&gt;😛&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:20:18 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:20:18Z</dc:date>
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