Credit Card Rejection

Buying & Selling

Buying

I have been trying to purchase a silver cutlery set through eBay but it keeps rejecting the credit card payment

geom_au_ixtqnnub

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Posted 3 years ago·Last reply 3 years ago

19 comments

springyzone

·3 years ago

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What I'd do is sign up to paypal and pay through that.

On some other online purchases (not ebay) I have found sometimes paypal works when the credit card number is playing up & vice versa.

I recently had trouble with my credit card (and yes, plenty of credit as I used it afterwards at the local shops) on the school Bookclub site. It kept coming up with a message it could not honour the transaction.

Paypal worked like a dream. Same credit card registered with paypal. Go figure.

sugar249

·3 years ago

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have you got funds on your credit card

imastawka

·3 years ago

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If they had funds it would be a debit card

A credit card has.....credit

sugar249

·3 years ago

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@imastawka wrote:
If they had funds it would be a debit card

A credit card has.....credit

Actually thats wrong, all credit cards have a limit. ie. I have one with $1000 and another with $20,000, if you go over the limit you do not have funds

domino-710

·3 years ago

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Actually that's wrong - one is able to go online - or - phone to have the limit adjusted immeditately if a larger payment is needed - then switch it back again - if necessary.

And wrong yet again - there is absolutely no limit on this :

Having said this - the OP would be aware of their limit - and would be aware a purchase over that limit would not go through.

sugar249

·3 years ago

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Yes I guess you can get pedantic, but if OP hasnt checked their limit they wont have funds. And just for your lack of knowledge you cant increase the limit online or otherwise on all credit cards. And not everyone has a platinum card.

domino-710

·3 years ago

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How often do you check your limit - or actually know your limit. LOLOL

I've recently on my Mastercard - increased the limit online - immediately - paid - then gone back to the original limit - online.

I think it may be a problem with the card not linked.

Just thought I'd throw in the Platinum - because the statement - all credit cards have limits - is - well - not true.

imastawka

·3 years ago

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I only have a debit card.

I don't spend money I don't have.

cam-2793

·3 years ago

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Same here- I've had bank offer me a credit card and I'm like " NUP!"

domino-710

·3 years ago

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@sugar249 wrote:
@imastawka wrote:
If they had funds it would be a debit card

A credit card has.....credit
Actually thats wrong, all credit cards have a limit. ie. I have one with $1000 and another with $20,000, if you go over the limit you do not have funds

And actually having a credit card with $20,000 limit - if nicked - hello.

sugar249

·3 years ago

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@domino-710 wrote:
@sugar249 wrote:
@imastawka wrote:
If they had funds it would be a debit card

A credit card has.....credit
Actually thats wrong, all credit cards have a limit. ie. I have one with $1000 and another with $20,000, if you go over the limit you do not have funds
And actually having a credit card with $20,000 limit - if nicked - hello.

Well having a platinum is even worse. LOL.