Hi everyone,

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Thank you for understanding.

Same thing has happened to me recently did you get a refund ?

I've also had this happened before and wasn't surprised when it occurred by purchasing separate items from different stores. 
This is the first time its caused an overdraw on my account though, as usually it is just a 'pending' charge that disappears after 3-5 business days only leaving the separate charges. Don't necessarily think it is a scam or other official charge

Have spoken to a Live chat person to advise them that if I am charged overdraw fees I'll be expecting a reimbursement from ebay, they said I'll have to take it up with the bank... bit of a messy system overall.
Their reasoning for the double charge is:

"When you place an order, eBay system verifies the information with the bank/card issuer, hence, first entry that you see is usually an authorization hold from the bank/card issuer, and then an actual charge applies. Ideally, once the actual charge is applied, banks/card issuers are supposed to match the actual charge with the authorization hold and then release the authorization hold back into your account. Having said that, at times, some banks are unable to identify/match the actual charge with the authorization hold and hence, your bank/card issuer continue to show two deductions for the same order."

The same happened to me.  I was charged individually for 5 items in my cart, then two days later I was charged for the items as a total. I contacted them and they denied the last debit.

They told me to contact my bank.

I don't think it was actually eBay that did it but had to be someone involved with them. Who else would know my card number, what I bought, how much esch item cost and that I purchasef via the cart? I very rately use the cart and won't be doing so again.

I'm waiting for the bank to investigate it and get back to me.

It just happened to me. A combined order with 5 sellers saw 5 payments go out totalling $420. Then a duplicate $420 authority placed on my account the same day by ebay. No way to contact them. My bank will fight it out and if necessary reimburse me themselves. I will never use ebay again after these 5 items have been delivered. I had to lose the money and close my card and wait for a replacement and face much stress that far out weighs the significant financial loss.

I havent had it with Ebay,  but it has a couple of times with my local supermarket,  in that case a clitch in their software caused a double settlement with the bank.   One I noticed was automatically reversed the next day,  the other I contacted them about.

My suggestion would be to get onto the chat with Ebay and let them know, and see what the story is.  Members here wouldnt be able to advise in regards to the technicalities of it.