Because those are the rules

The rules you agreed to when you listed

And which apply to all new/infrequent and/or high risk sellers

Which won't be helped by the neg you have

As Casey has pointed out, you are an infrequent seller, so holds will apply.

In addition ebay can also withhold funds, if they consider the transaction to be a greater risk.  Matters that could be taken into account, included but not limited to, transaction appears irregular to your sales history,  IE Value, listing category etc, also your current FB score might be of concern along with any metric defects.

In addition clearance times may vary, depending on payment method,  IE:  e cheque. etc

At the moment, eBay is treating you as an infrequent  seller  so if it's a higher priced item , $200 instead of $20, transaction holds  of up to 31 days may apply.

https://www.ebay.com.au/help/selling/getting-paid/getting-paid-items-youve-sold/transaction-holds?id=4816&srsltid=AfmBOor4YNVq23TSJMqpzG1X-9xMGPHpx2senfq-a5GowkjyxJAXO_Mi

"To the extent they send me into this place to ask a question"

You'll generally get much better advice here from other members.... but did eBay Help  advise  you to ask your question here on the forum ?

To the extent they send me into this place to ask a question im trying to ask them or anyone that has a heartbeat and not run by electricity, just a simple question now is a show for all to see , now thats what I call progress