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    <title>topic Re: Kiva loan :) in Community Spirit</title>
    <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/1536713#M392179</link>
    <description>&lt;P&gt;Hi June,&lt;/P&gt;&lt;P&gt;It is set up by financial institutions around the globe.&lt;/P&gt;&lt;P&gt;Individuals then put funds into a kiva account in which they can lend to no so fortunate individuals or groups that are making an effort to improve their standard of living or simply trying to survive.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have around $300 in my account and receive around 25-50 each month in repayments as I usually select short period loans. That way I can relend faster meaning more benefit from my loans.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There is an option to pay the $3 admin costs on each loan as a donation which I do.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You get to see the person receiving the loan and what the loan is for making it more personal.&lt;/P&gt;&lt;P&gt;If all your funds are payed back and you don't want to relend you simply withdraw the funds from your account. I have a feeling not many do as it's a very simple and rewarding scheme.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A group in kiva was started by the author of this thread and we have 17 members now.&lt;/P&gt;&lt;P&gt;Have a look at their site and if you are interested feel free to join our group as any loans you make also count towards the group.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Community Spirit group - &amp;nbsp;&lt;A target="_blank" href="http://www.kiva.org/team/community_spirit"&gt;http://www.kiva.org/team/community_spirit&lt;/A&gt; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;and look at azures link as well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you have any other questions don't hesitate ask. k5&lt;/P&gt;</description>
    <pubDate>Sat, 27 Sep 2014 10:19:23 GMT</pubDate>
    <dc:creator>kopenhagen5</dc:creator>
    <dc:date>2014-09-27T10:19:23Z</dc:date>
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      <title>Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</link>
      <description>Aww my 14 year old son just happily paid for a Kiva loan out of his own money. I suggested it to him after showing him the one I did last night and he didn't hesitate to say yes.&lt;BR /&gt;
&lt;BR /&gt;
Just a little bit proud that he did that :-x</description>
      <pubDate>Fri, 21 Oct 2011 11:13:44 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:13:44Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</link>
      <description>Kiva is awesome.  I've made several loans through them.   Your son should be very proud of himself, because I've tried to get many of my adult friends to loan through Kiva and no-one has been intersted.</description>
      <pubDate>Fri, 21 Oct 2011 11:15:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:15:34Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</link>
      <description>What is ...Kiva?</description>
      <pubDate>Fri, 21 Oct 2011 11:22:02 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</guid>
      <dc:creator>benscot25</dc:creator>
      <dc:date>2011-10-21T11:22:02Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</link>
      <description>Never heard of a kiva loan...what is it?</description>
      <pubDate>Fri, 21 Oct 2011 11:24:40 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:24:40Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</link>
      <description>We recently returned from one of those countries, so I'm not sure he would have done it 6 weeks ago. &lt;BR /&gt;
&lt;BR /&gt;
I have a couple of friends that make loans and it's one of those things I've been meaning to get around to :8} but really have only heard of it this year.</description>
      <pubDate>Fri, 21 Oct 2011 11:27:20 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:27:20Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Never heard of a kiva loan...what is it?&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;BR /&gt;
From the website&lt;BR /&gt;
&lt;BR /&gt;
"We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world."</description>
      <pubDate>Fri, 21 Oct 2011 11:28:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:28:34Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</link>
      <description>Kiva is based on microfinance where you loan money whichy goes directly to a person/s in a devleoping country to help them improve their lives.  It could be to help them in their business, for example , I lent some money to a lady who had a soft drink business to buy more soft drinks to sell.  She repaid the loan in full and business has really picked up.  &lt;BR /&gt;
&lt;BR /&gt;
I like it a lot because it's a more bottom-up/grass-roots approach where the money ACTUALLY gets to the poor people rather than corrupt govts getting the money and feathering their own nests with it.</description>
      <pubDate>Fri, 21 Oct 2011 11:33:41 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:33:41Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</link>
      <description>So...what's the website address, what a beautiful idea.&lt;BR /&gt;
I was an investor in micro loans re Burmuda fishermen and women. They got forgotten when the investment dollar in Burmuda became bigger than the concern for the local fisherman/woman.</description>
      <pubDate>Fri, 21 Oct 2011 11:44:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T11:44:00Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</link>
      <description>It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.</description>
      <pubDate>Fri, 21 Oct 2011 11:50:51 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:50:51Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</link>
      <description>Sounds like an interesting idea.I will take a look.Thank you:-x</description>
      <pubDate>Fri, 21 Oct 2011 11:56:37 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:56:37Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
 Yes!&lt;BR /&gt;
And there's another way, buy a pig (communinally) and the pig meat is distributed into the community.&lt;BR /&gt;
I reckon this is the way of the world. Sharing and contributing.&lt;BR /&gt;
And cosmo, I'm proud of your son also.</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</link>
      <description>If there was a like button I'd like Blondie and Loris' posts  &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:02:11 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:02:11Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</link>
      <description>Thank you, I have made my 1st loan as well &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:07:30 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:07:30Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:10:12 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:10:12Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:13:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:13:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:14:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:14:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</link>
      <description>:^O&lt;BR /&gt;
I think we're all on the same page.&lt;BR /&gt;
Give and ye shall receive or something like that.&lt;BR /&gt;
There are soooo many ways.</description>
      <pubDate>Fri, 21 Oct 2011 12:15:23 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:15:23Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</link>
      <description>Lol, is there a Melissa here :^O</description>
      <pubDate>Fri, 21 Oct 2011 12:19:49 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:19:49Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</link>
      <description>&lt;span class="lia-unicode-emoji" title=":face_with_tongue:"&gt;😛&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:20:18 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:20:18Z</dc:date>
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