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    <title>topic Re: Kiva loan :) in Community Spirit</title>
    <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/1768888#M494412</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/347147"&gt;@j*oono&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thanks Rabbit for bumping the thread. &amp;nbsp;It's always good to get more supporters. &amp;nbsp;Az, you said it so much better than me.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So they are funded by voluntary donations&amp;nbsp;grants and corporate sponsors for the wonderful job they are doing.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;that's OK.&amp;nbsp;Here's another bump.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have been reading some more about kiva - it seems the corporate world donates MILLIONS to them too.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Let me just summarize:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;kiva gets:&lt;/P&gt;&lt;P&gt;corporate donations x millions&lt;/P&gt;&lt;P&gt;personal loans from individuals x millions&lt;/P&gt;&lt;P&gt;personal donations from individuals x millions&lt;/P&gt;&lt;P&gt;funds from kiva cards x millions&lt;/P&gt;&lt;P&gt;- all of which go into kiva's bank which earns kiva INTEREST.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;kiva pays NO INTEREST&lt;/P&gt;&lt;P&gt;kiva indemnifies itself from all bad debts - they are the money lenders responsibility.&lt;/P&gt;&lt;P&gt;kiva asks for volunteers all over the world to help THEM&amp;nbsp;make millions more.&lt;/P&gt;&lt;P&gt;kiva pays no tax&lt;/P&gt;&lt;P&gt;in fact kiva pays NO-ONE except their ORGANISATION members.&lt;/P&gt;&lt;P&gt;kiva lends money to on-the-ground money lenders, &lt;STRONG&gt;95% of whom have already lent to the borrowers anyway&lt;/STRONG&gt;, so, that's a BIG&amp;nbsp;help.&lt;/P&gt;&lt;P&gt;kiva ONLY funds those loans that have been fully funded by YOU&amp;nbsp;so, nothing comes out of their 'pocket'.&lt;/P&gt;&lt;P&gt;kiva 'keeps' the proceeds from the not-fully-funded loans (in their lender's account) which strangely enough is THEIR BANK.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;SWEET JOB.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 08 Apr 2015 04:41:00 GMT</pubDate>
    <dc:creator>rabbitearbandicoot</dc:creator>
    <dc:date>2015-04-08T04:41:00Z</dc:date>
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      <title>Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</link>
      <description>Aww my 14 year old son just happily paid for a Kiva loan out of his own money. I suggested it to him after showing him the one I did last night and he didn't hesitate to say yes.&lt;BR /&gt;
&lt;BR /&gt;
Just a little bit proud that he did that :-x</description>
      <pubDate>Fri, 21 Oct 2011 11:13:44 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141847#M55415</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:13:44Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</link>
      <description>Kiva is awesome.  I've made several loans through them.   Your son should be very proud of himself, because I've tried to get many of my adult friends to loan through Kiva and no-one has been intersted.</description>
      <pubDate>Fri, 21 Oct 2011 11:15:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141904#M55435</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:15:34Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</link>
      <description>What is ...Kiva?</description>
      <pubDate>Fri, 21 Oct 2011 11:22:02 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141948#M55447</guid>
      <dc:creator>benscot25</dc:creator>
      <dc:date>2011-10-21T11:22:02Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</link>
      <description>Never heard of a kiva loan...what is it?</description>
      <pubDate>Fri, 21 Oct 2011 11:24:40 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141957#M55453</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:24:40Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</link>
      <description>We recently returned from one of those countries, so I'm not sure he would have done it 6 weeks ago. &lt;BR /&gt;
&lt;BR /&gt;
I have a couple of friends that make loans and it's one of those things I've been meaning to get around to :8} but really have only heard of it this year.</description>
      <pubDate>Fri, 21 Oct 2011 11:27:20 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/141983#M55463</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:27:20Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Never heard of a kiva loan...what is it?&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;BR /&gt;
From the website&lt;BR /&gt;
&lt;BR /&gt;
"We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world."</description>
      <pubDate>Fri, 21 Oct 2011 11:28:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142002#M55470</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:28:34Z</dc:date>
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    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</link>
      <description>Kiva is based on microfinance where you loan money whichy goes directly to a person/s in a devleoping country to help them improve their lives.  It could be to help them in their business, for example , I lent some money to a lady who had a soft drink business to buy more soft drinks to sell.  She repaid the loan in full and business has really picked up.  &lt;BR /&gt;
&lt;BR /&gt;
I like it a lot because it's a more bottom-up/grass-roots approach where the money ACTUALLY gets to the poor people rather than corrupt govts getting the money and feathering their own nests with it.</description>
      <pubDate>Fri, 21 Oct 2011 11:33:41 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142080#M55501</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T11:33:41Z</dc:date>
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      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</link>
      <description>So...what's the website address, what a beautiful idea.&lt;BR /&gt;
I was an investor in micro loans re Burmuda fishermen and women. They got forgotten when the investment dollar in Burmuda became bigger than the concern for the local fisherman/woman.</description>
      <pubDate>Fri, 21 Oct 2011 11:44:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142103#M55511</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T11:44:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</link>
      <description>It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.</description>
      <pubDate>Fri, 21 Oct 2011 11:50:51 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142115#M55517</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T11:50:51Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</link>
      <description>Sounds like an interesting idea.I will take a look.Thank you:-x</description>
      <pubDate>Fri, 21 Oct 2011 11:56:37 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142139#M55526</guid>
      <dc:creator>blondie.inc</dc:creator>
      <dc:date>2011-10-21T11:56:37Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;TABLE border="1"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;It's Kiva.org, just googling Kiva works for me. I'm going to try and get my workmates on board, I suggested it this week when they were talking about sponsoring a child. In a work situation it will be much easier to get just a one off donation from everyone rather than needing to get everyone paying in regularly for sponsorship.&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
 Yes!&lt;BR /&gt;
And there's another way, buy a pig (communinally) and the pig meat is distributed into the community.&lt;BR /&gt;
I reckon this is the way of the world. Sharing and contributing.&lt;BR /&gt;
And cosmo, I'm proud of your son also.</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142169#M55535</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</link>
      <description>If there was a like button I'd like Blondie and Loris' posts  &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:00:06 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142182#M55540</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:02:11 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142200#M55547</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:02:11Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</link>
      <description>Thank you, I have made my 1st loan as well &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:07:30 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142214#M55555</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:07:30Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:10:12 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142233#M55564</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:10:12Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:13:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142247#M55570</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:13:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</link>
      <description>:-x</description>
      <pubDate>Fri, 21 Oct 2011 12:14:00 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142262#M55576</guid>
      <dc:creator>**girl_interrupted**</dc:creator>
      <dc:date>2011-10-21T12:14:00Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</link>
      <description>:^O&lt;BR /&gt;
I think we're all on the same page.&lt;BR /&gt;
Give and ye shall receive or something like that.&lt;BR /&gt;
There are soooo many ways.</description>
      <pubDate>Fri, 21 Oct 2011 12:15:23 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142273#M55580</guid>
      <dc:creator>lightenupandfeelgood</dc:creator>
      <dc:date>2011-10-21T12:15:23Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</link>
      <description>Lol, is there a Melissa here :^O</description>
      <pubDate>Fri, 21 Oct 2011 12:19:49 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142289#M55587</guid>
      <dc:creator>cosmosgrove</dc:creator>
      <dc:date>2011-10-21T12:19:49Z</dc:date>
    </item>
    <item>
      <title>Re: Kiva loan :)</title>
      <link>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</link>
      <description>&lt;span class="lia-unicode-emoji" title=":face_with_tongue:"&gt;😛&lt;/span&gt;</description>
      <pubDate>Fri, 21 Oct 2011 12:20:18 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Community-Spirit/Kiva-loan/m-p/142298#M55590</guid>
      <dc:creator>*kitty*kitty*kitty*</dc:creator>
      <dc:date>2011-10-21T12:20:18Z</dc:date>
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