topic Re: I Want To Buy An Item...But How ? in Buying

I Want To Buy An Item...But How ?

this-way-up — Wed, 23 Oct 2013 07:22:01 GMT

I want to buy an item listed on eBay. But the seller says they ONLY accept Paypal.

I don't have a Paypal account. I don't want to open a Paypal account.

Is there a way that I can buy this item without putting the seller at risk? Am I allowed to ask the seller if they will accept another payment method?

Any help ?

Re: I Want To Buy An Item...But How ?

curraone — Wed, 23 Oct 2013 07:23:21 GMT

sorry, if you want to play on ebay, you will need to get used to the fact that most sellers use paypal.

No need to have a paypal account to buy an item though, you can pay by credit card. Admittedly you have to go through the paypal gateway but it is very secure.

Re: I Want To Buy An Item...But How ?

davewil1964 — Wed, 23 Oct 2013 07:47:03 GMT

OP knows how to do it full well, curraone.

They have an aversion to credit cards for online transactions, especially receiving payment in any way funded by same.

Re: I Want To Buy An Item...But How ?

this-way-up — Wed, 23 Oct 2013 07:43:25 GMT

Admittedly you have to go through the paypal gateway but it is very secure.

Thanks for that...

So eBay and Paypal have taken the absolute most dangerous payment method ever devised by mankind and made it "very secure".

I don't want a credit card...I don't want to get a pre-paid credit card...I just want to buy this item and I have the warm friendly cash to pay for it...

Re: I Want To Buy An Item...But How ?

curraone — Wed, 23 Oct 2013 07:48:33 GMT

well you cant - looks like ebay is not for you

perhaps going to flea markets is more cash friendly.

Re: I Want To Buy An Item...But How ?

the_billycan — Wed, 23 Oct 2013 07:49:40 GMT

....and how do you propose to get this cash to the seller, assuming they would accept it?

Re: I Want To Buy An Item...But How ?

zelly888 — Wed, 23 Oct 2013 08:13:57 GMT

You shouldn't post on here and then lie about it when their is evidence that you infact have a paypal account

Re: I Want To Buy An Item...But How ?

phorum_junkie* — Wed, 23 Oct 2013 08:24:36 GMT

There are unfortunately still a small number of buyers who prefer not to have buyer protection so there are still plenty of sellers who are happy to oblige and offer bank deposit so instead of airing your card phobia on the boards just look for and buy from them.

I have never had a problem with a Paypal or credit card payment on line and I have been using both for hundreds of purchases every year for longer than there has been an Australian Paypal site and I think I got my first credit card over 30 years ago..

Re: I Want To Buy An Item...But How ?

colkym — Wed, 23 Oct 2013 10:46:17 GMT

You sell and you dont have a paypal account???? Do you have credit card facilities for your buyers then?

Must say, the reply you left to your neg harms you far worse than your neg does, how disgusting to use that word in your reply! Feedback you leave speaks volumnes about the type of person you are... I am afraid many buyers will no longer wish to deal with you upon reading that

Re: I Want To Buy An Item...But How ?

davewil1964 — Wed, 23 Oct 2013 10:53:19 GMT

Anybody who inhabits the boards certainly wouldn't.

Re: I Want To Buy An Item...But How ?

digital*ghost — Wed, 23 Oct 2013 11:53:05 GMT

@this-way-up wrote:

Is there a way that I can buy this item without putting the seller at risk?

What an odd question - what risk would you be exposing the seller to if you bought their item and paid by PayPal?

Near as I can tell, the risks to the seller are - INR / INAD claims, or a chargeback.... These are generally buyer or card-holder intitiated proceedings, so are you stating openly on a public forum that it is a risk to sell to - and accept PayPal from - you? o_O

Re: I Want To Buy An Item...But How ?

davewil1964 — Wed, 23 Oct 2013 12:15:00 GMT

@digital*ghost wrote:
@this-way-up wrote:

Is there a way that I can buy this item without putting the seller at risk?
What an odd question - what risk would you be exposing the seller to if you bought their item and paid by PayPal?

Near as I can tell, the risks to the seller are - INR / INAD claims, or a chargeback.... These are generally buyer or card-holder intitiated proceedings, so are you stating openly on a public forum that it is a risk to sell to - and accept PayPal from - you? o_O

I think you have nailed the issue, d*g.

Re: I Want To Buy An Item...But How ?

springyzone — Wed, 23 Oct 2013 20:30:59 GMT

I understand credit cards involve a small risk, but that is so whether you use them online or in person in shops.

if you prefer to pay via personal bank deposit, you won't have a real problem using ebay for most items in Australia.

Just read the ads carefully and you will see that a lot of sellers accept either paypal or bank deposit.

Buy from those who accept bank deposit and then you can walk right into a branch and pay it off that way, no credit cards or paypal involved.

If a seller does not list bank deposit, you can always ask before you bid. If they say no, then that just means you have to look elsewhere. I also think it would limit you to Aussie sellers.

Some sellers will also allow pick up, where you could pay cash.

So you can still use ebay, but you will not be able to buy from every seller, that is the only restriction.

Also, have you considered using gumtree, as a lot of the things on that require personal contact and cash payment.

Re: I Want To Buy An Item...But How ?

springyzone — Wed, 23 Oct 2013 20:34:17 GMT

I meant to add, there is a slight risk involved in paying via bank deposit. You won't have any paypal protection.

But years ago, before paypal, I used to always use bank deposit and was only let down a handful of times. Most people are honest, but not all, unfortunately.

If you do want to pay only by bank deposit though, choose your sellers carefully, only go with those with a good track record.