topic paymate, what is it in Buying

paymate, what is it

frankyz84 — Thu, 19 Dec 2013 10:37:27 GMT

I have been asked to pay via paymate, i do not trust it. can i use this payment medium or should i continue to use paypal.

Re: paymate, what is it

bjmonty28 — Thu, 19 Dec 2013 11:01:47 GMT

Why wouldnt you use PayPal???

Re: paymate, what is it

digital*ghost — Thu, 19 Dec 2013 11:28:34 GMT

@frankyz84 wrote:
I have been asked to pay via paymate, i do not trust it. can i use this payment medium or should i continue to use paypal.

It depends on whether the seller offered PayPal. If they didn't, you can't use it unless they send you an independent invoice, which they would not be obliged to do. If they did offer PayPal, there should be nothing stopping you from using it if that is your preference.

There is nothing particularly untrustworthy about Paymate, it is a payment processing system in the same way PayPal is, the key difference is that all payments must be funded by credit/debit card, the accounts don't hold funds (as far as I know), and the protection scheme has a few differences, including a lower maximum payout amount and limitations on the number of claims a buyer is able to make per year.

Re: paymate, what is it

lyndal1838 — Thu, 19 Dec 2013 13:51:55 GMT

Your seller only offers Paymate or bank deposit. Paymate is definitely safer than bank deposit.

Re: paymate, what is it

phorum_junkie* — Thu, 19 Dec 2013 22:14:30 GMT

Paymate was a payment system that started life in Australia where they hoped to compete with Paypal however it never really took off and was eventually bought out by an American company.

It is one of the 3 safe payment options that ebay insist are offered and you should not have purchased if you were not prepared to use Paymate.

The seller is very unlikely to allow you to use Paypal, if they wanted to use it they would have offered it as a payment method.