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    <title>topic Re: refund item insured in Selling</title>
    <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052922#M152611</link>
    <description>&lt;P&gt;Personally I would NOT let one red dot stop me from selling on a platform which provides my household with much needed income.&lt;/P&gt;&lt;P&gt;In time that dot will fall away and I don't think it will adversely affect you overall.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The first thing I would have done would have been to ask for photos.&lt;/P&gt;&lt;P&gt;No photos = didn't happen.&lt;/P&gt;</description>
    <pubDate>Mon, 24 Apr 2017 23:54:34 GMT</pubDate>
    <dc:creator>jellybirddesigns</dc:creator>
    <dc:date>2017-04-24T23:54:34Z</dc:date>
    <item>
      <title>refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052911#M152608</link>
      <description>&lt;P&gt;Hi fellow ebayers can anyone tell me what I do when a buyer wants a refund for an item that was damaged in transit&lt;/P&gt;&lt;P&gt;I insured this item and registered it whith Aus post. The buyer doesn,t want to know about claiming insurance .I went down to the post office to get the forms when I returned the buyer left me a neg. This was the last item I was selling as I have had enough of selling on this site so so over it.I have&amp;nbsp;Over 3000 positives Ebay were no help what so ever, we are not important (No sellers No Ebay) can Ebay penalize me if I dont refund&lt;/P&gt;&lt;P&gt;this buyer. I want to go ahead and apply for the insurance I paid to send it. By the way it was packed so well&amp;nbsp;I think the buyer might have damaged it when they unpacked it&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;LI-SPOILER&gt;&lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://community.ebay.com.au/i/smilies/16x16_smiley-frustrated.png" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;/LI-SPOILER&gt;</description>
      <pubDate>Mon, 24 Apr 2017 23:36:31 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052911#M152608</guid>
      <dc:creator>vintage2201</dc:creator>
      <dc:date>2017-04-24T23:36:31Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052921#M152610</link>
      <description>&lt;P&gt;If the buyer opens a dispute you will have no choice but to refund as ebay will take the money from your paypal account....and you will get a defect for not resolving the problem with the buyer.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Apr 2017 23:54:15 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052921#M152610</guid>
      <dc:creator>lyndal1838</dc:creator>
      <dc:date>2017-04-24T23:54:15Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052922#M152611</link>
      <description>&lt;P&gt;Personally I would NOT let one red dot stop me from selling on a platform which provides my household with much needed income.&lt;/P&gt;&lt;P&gt;In time that dot will fall away and I don't think it will adversely affect you overall.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The first thing I would have done would have been to ask for photos.&lt;/P&gt;&lt;P&gt;No photos = didn't happen.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Apr 2017 23:54:34 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052922#M152611</guid>
      <dc:creator>jellybirddesigns</dc:creator>
      <dc:date>2017-04-24T23:54:34Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052930#M152612</link>
      <description>&lt;P&gt;I have learnt something today dont waste your money sending items with insurance (another Aus post rip off)&amp;nbsp;you are going to get blamed for an item sent damaged everytime ,ebay just informed me it is my fault it was sent damaged&amp;nbsp;the buyer is always right !!!!!&lt;/P&gt;&lt;P&gt;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://community.ebay.com.au/i/smilies/16x16_smiley-sad.png" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 25 Apr 2017 00:28:18 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052930#M152612</guid>
      <dc:creator>vintage2201</dc:creator>
      <dc:date>2017-04-25T00:28:18Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052965#M152613</link>
      <description>&lt;P&gt;Aust Post will only respond to a claim for damage by the recipient. In this case the buyer.&lt;/P&gt;&lt;P&gt;They will want them to take the item and the packaging into Aust Post staff for inspection.&lt;/P&gt;&lt;P&gt;It's very rare they will pay out for damage as they will just say it was inadequately packed and deny the claim.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And as said above I wouldn't let 1 NEG ruin your ebay sales.&lt;/P&gt;&lt;P&gt;A cleverly worded response and it won't cause you any harm.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you don't voluntarily refund ebay will simply forcibly remove the funds from your account and give you a defect.&lt;/P&gt;&lt;P&gt;You have little other choice really.&lt;/P&gt;</description>
      <pubDate>Tue, 25 Apr 2017 02:27:51 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2052965#M152613</guid>
      <dc:creator>clarry100</dc:creator>
      <dc:date>2017-04-25T02:27:51Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2053269#M152645</link>
      <description>&lt;P&gt;why should the buyer claim any insurance. the item arrived SNAD and is entitled to a full refund...simples.&lt;/P&gt;</description>
      <pubDate>Wed, 26 Apr 2017 09:39:33 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2053269#M152645</guid>
      <dc:creator>bsal6160</dc:creator>
      <dc:date>2017-04-26T09:39:33Z</dc:date>
    </item>
    <item>
      <title>Re: refund item insured</title>
      <link>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2053272#M152646</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.com.au/t5/user/viewprofilepage/user-id/899705"&gt;@vintage2201&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I have learnt something today dont waste your money sending items with insurance (another Aus post rip off)&amp;nbsp;you are going to get blamed for an item sent damaged everytime ,ebay just informed me it is my fault it was sent damaged&amp;nbsp;the buyer is always right !!!!!&lt;/P&gt;&lt;P&gt;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://community.ebay.com.au/i/smilies/16x16_smiley-sad.png" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The extra cover is more for items that get totally lost than for damage.&lt;/P&gt;&lt;P&gt;If it is lost, then you will be paid for the insurance value you purchased.&lt;/P&gt;&lt;P&gt;If you don't have the extra cover then the best you can hope for is for AP to refund the cost of the postage itself.&lt;/P&gt;</description>
      <pubDate>Wed, 26 Apr 2017 09:51:25 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Selling/refund-item-insured/m-p/2053272#M152646</guid>
      <dc:creator>clarry100</dc:creator>
      <dc:date>2017-04-26T09:51:25Z</dc:date>
    </item>
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