topic Re: Why NO eBay Credit, WHY, WHY, WHY in Selling

Why NO eBay Credit, WHY, WHY, WHY

change-your-username — Sat, 04 Nov 2017 00:15:15 GMT

How Pathetic as sellers on eBay Australia we still have no option to offer BUYERS a truly hassle free buying experience by offering credit to Buyers so they can BUY NOW and pay off in installments.

It will be the downfall of eBay Australia as the US has had it via PayPal Credit for years and now every Online Australian Retailer has it via AFTERPAY or one of the DOZEN other providers that have popped up over the last couple of years.

WHAT A DISGRACE

WAKE UP eBay, seriously, we are coming up to the busiest time of the year for a lot of sellers and BUYERS ONLINE are avoiding eBay like the plague because this option has not been put into place as yet.

I'm not sure there is anything more pathetic, charge commissions on postage, yeah, not a problem, but to lift sales across the whole eBay community moving forward, and all you get is crickets.

Not sure it gets any worse, something so simple, yet eBay fail to act, that my friends unfortunately is the main reason why eBay Australia is going down the sinkhole quicker than it can open

Zipay

Afterpay

Re: Why NO eBay Credit, WHY, WHY, WHY

Anonymous — Sat, 04 Nov 2017 00:21:07 GMT

Have you expressed you opinion on this to ebay?

They don't read these boards so won't see your thoughts on the matter unless you tell them by contacting them

Personally, as a buyer, I have exactly 0 interest in the option and would not use it even if or when it were offered

Re: Why NO eBay Credit, WHY, WHY, WHY

imastawka — Sat, 04 Nov 2017 00:50:09 GMT

Why berate ebay?

You said it yourself, it has been available in the US via PAYPAL credti for years.

Take your argument where it belongs - to Paypal.

Ebay is not a financial entity.

Re: Why NO eBay Credit, WHY, WHY, WHY

change-your-username — Sat, 04 Nov 2017 01:20:09 GMT

Interest Free they are as well, you said 0 Interest

I feel sick to the guts thinking about the amount of times I've expressed this to eBay and PayPal in writing and verbally and all I get is crickets.

Either eBay don't give a stuff or the market in Australia is not worth the trouble.

Who as a buyer wouldn't want to buy something and pay it off over 4 instalments interest free and get the goods up front?

You may not be interested, but the online sales being driven by eBays competitors says you are in a very small minority.

eBay USA has had it for years with PayPal Credit.

It's high time eBay lets us all know what they are doing about it, because every SELLER on eBay is loosing money hand over fist with no CREDIT option.

You say eBay doesn't read these boards, that would not suprise lol

Just confirms they don't care less what there members have to say, totally revenue driven, I don't think they would be so stupid

Maybe the people who have a financial interest in eBay wojld be interested to know what online competitors of eBy offer as STANDARD PRACTICE compared to eBays zero credit offerings.

Re: Why NO eBay Credit, WHY, WHY, WHY

change-your-username — Sat, 04 Nov 2017 01:28:39 GMT

Other online retailers are NOT financial institutions either

I can yell to lol

At the end of the day, eBay should be doing everything in there power to increase sales and it's obvious they are not.

Pretty simple really, eBay's competitors are offering a solution that eBay is yet to implement.

Re: Why NO eBay Credit, WHY, WHY, WHY

change-your-username — Sat, 04 Nov 2017 02:50:41 GMT

Someone addresses the ELEPHANT in the room and gets attacked for doing it.

Well done.

Enough from me.

Re: Why NO eBay Credit, WHY, WHY, WHY

Anonymous — Sat, 04 Nov 2017 03:02:52 GMT

To each their own

Re: Why NO eBay Credit, WHY, WHY, WHY

davewil1964 — Sat, 04 Nov 2017 05:04:59 GMT

every SELLER on eBay is loosing money hand over fist with no CREDIT option.

I assume you meant losing not loosing.

I doubt I am losing any, much less hand over fist. And I suspect I'm not alone, as you appear to be a lone voice lamenting this apparent lack over at least the last few years.

I suspect most sellers would sheet lower sales to eBay's constant meddling, not whether or not buyer's can purchase on the never-never

Re: Why NO eBay Credit, WHY, WHY, WHY

ivak245 — Sat, 04 Nov 2017 06:22:01 GMT

So with this Paypal credit, does the seller get their money straight away? Or only when Paypal have received their last payment?

And what happens when the buyer, after the second payment, says they can't pay the next instalment because "their grandmother died", "my budgie had to have a hernia operation" or " my dog ate my homework" excuse? Is the seller, once again, left to suck eggs?

Buy something, pay for it in full, no debts hanging over your head. Or is that just me?

Re: Why NO eBay Credit, WHY, WHY, WHY

davewil1964 — Sat, 04 Nov 2017 11:31:24 GMT

I believe Visa, Mastercard, Amex and Diners offer a way for buyers to purchase on credit.

Re: Why NO eBay Credit, WHY, WHY, WHY

lyndal1838 — Sun, 05 Nov 2017 00:11:46 GMT

@change-your-username wrote:
Other online retailers are NOT financial institutions either

Other online retailers are not offering the credit themselves.....they are using Afterpay or some other facility that is set up by a financial institution.

As someone else said.....your beef is with paypal, not ebay. If paypal offers the facility in Australia it is sure to be available to ebay as paypal is the only payment facility used by ebay.

Re: Why NO eBay Credit, WHY, WHY, WHY

collect247 — Wed, 15 Nov 2017 20:33:39 GMT

Must be just you lol.

Pay for something in full what about all the home loans out there?

Would be great if we could all pay for our homes in full.

Majority would be in debt of some kind than not.

Re: Why NO eBay Credit, WHY, WHY, WHY

everard6920 — Sun, 07 Jan 2018 21:27:24 GMT

@change-your-username wrote:

Who as a buyer wouldn't want to buy something and pay it off over 4 instalments interest free and get the goods up front?

You may not be interested, but the online sales being driven by eBays competitors says you are in a very small minority.

Because some of us don't like owing money when we can avoid it, and paying something off in instalments constitutes owing money.

The vast majority of consumers (both online and offline) still pay for goods upfront, so I'm not sure what you're talking about with your second statement.

As someone who works in bricks and mortar retail, I can tell you that, since the introduction of Afterpay and Zip Pay, we've never had more returns. Paying $25 for a $100 item is too appealing for some people, and when the reality hits that they still owe another $75, they want to return it. As an eBay seller, I don't want to be dealing in an increase in returns, so if it's ever introduced on eBay, it'd better be opt in, so I can opt out.

Re: Why NO eBay Credit, WHY, WHY, WHY

chameleon54 — Sun, 07 Jan 2018 21:35:38 GMT

I think there was a typo in the thread heading. It should have read .......Why NO eBay Credit, WHA WHA WHA

Re: Why NO eBay Credit, WHY, WHY, WHY

jventer2000 — Sun, 01 Sep 2019 03:00:36 GMT

eBay owns Paypal - why cant this question be put to eBay?

Re: Why NO eBay Credit, WHY, WHY, WHY

davewil1964 — Sun, 01 Sep 2019 03:18:55 GMT

I don't think eBay owned Paypal even when this thread was current. Even when they did, it was a stand alone subsidiary.

eBay certainly don't own Paypal now, so there is no point asking eBay. And there will be even less in a year or so when eBay start using Adyen exclusively for payment processing.

Re: Why NO eBay Credit, WHY, WHY, WHY

imastawka — Sun, 01 Sep 2019 04:52:13 GMT

Ebay hasn't owned Paypal since July 2015.

So it certainly wasn't relevant when this thread started.

Re: Why NO eBay Credit, WHY, WHY, WHY

digital*ghost — Sun, 01 Sep 2019 06:14:03 GMT

Apparently, PayPal have been "mulling" over this for about 4 years, lol.

https://www.smh.com.au/business/banking-and-finance/paypal-mulls-may-branch-out-of-the-digital-world-with-buy-now-pay-later-loans-20151027-gkjlt0.html

Re: Why NO eBay Credit, WHY, WHY, WHY

Anonymous — Sun, 01 Sep 2019 06:36:42 GMT

I'm afraid you need to update your information source, they are about 5 years out of date

Re: Why NO eBay Credit, WHY, WHY, WHY

imastawka — Sun, 01 Sep 2019 06:38:12 GMT

From that link - which is dated 28th October 2015

Bill Me Later has operated in the US for many years. PayPal bought the company of the same name in 2008.

They seem to be dragging their feet, or someone's forgotten all about it.