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    <title>Question Re: EBay commerce in Membership &amp; Account</title>
    <link>https://community.ebay.com.au/t5/Membership-Account/EBay-commerce/qaa-p/2640934#M9975</link>
    <description>&lt;P&gt;eBay commerce IS eBay (when someone buys something, the buyer 'pays eBay and eBay pays the seller)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;eBay help is at the top of every page, you need to type speak to an agent in the chatbot&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The penny test (micro deposits) is an option in signing up for Managed Payments&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;BUT&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It is &lt;EM&gt;possible&lt;/EM&gt;, from what you are saying happened that in this case a scammer/hacker has done a 'test' to see if they can withdraw money from your account&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Those are a cent or two (micro deposits) , certainly not $300 odd&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If it is from a few months ago, you would need to make sure you change the drop down menu under your purchase history to 2025&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you do not recall buying something for $300 and you don't allow anyone else to use your account, I would strongly suggest you contact your bank asap and report the unauthorised transaction so they can cancel your card and investigate&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and report your account as being compromised to eBay&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And change all your passwords etc etc&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 20 Jan 2026 03:19:46 GMT</pubDate>
    <dc:creator>sandypebbles</dc:creator>
    <dc:date>2026-01-20T03:19:46Z</dc:date>
    <item>
      <title>EBay commerce</title>
      <link>https://community.ebay.com.au/t5/Membership-Account/EBay-commerce/qaq-p/2640933</link>
      <description>&lt;P&gt;I have a transaction on my bank statement from a few months ago, that I dont recall anything about.&amp;nbsp; &amp;nbsp;I am wanting to know how to look it up.&amp;nbsp; I have looked at my 'account' and my 'history' of purchased items and it is not there.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The transaction appears on my bank statement as EBAY COMMERCE with a reference of Penny-test.&amp;nbsp; There are three transactions all up.&amp;nbsp; One ie a debit for 0.01c, then another debit for $300.09 on the same day and then a credit for $0.01c the following day.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have tried to look up EBAY COMMERCE' but can only find the normal EBay site.&amp;nbsp; Can anyone assist.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nor can I find a way to contact EBay directly to ask them to assist.&lt;/P&gt;</description>
      <pubDate>Tue, 20 Jan 2026 03:07:31 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Membership-Account/EBay-commerce/qaq-p/2640933</guid>
      <dc:creator>diacla-87</dc:creator>
      <dc:date>2026-01-20T03:07:31Z</dc:date>
    </item>
    <item>
      <title>Re: EBay commerce</title>
      <link>https://community.ebay.com.au/t5/Membership-Account/EBay-commerce/qaa-p/2640934#M9975</link>
      <description>&lt;P&gt;eBay commerce IS eBay (when someone buys something, the buyer 'pays eBay and eBay pays the seller)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;eBay help is at the top of every page, you need to type speak to an agent in the chatbot&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The penny test (micro deposits) is an option in signing up for Managed Payments&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;BUT&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It is &lt;EM&gt;possible&lt;/EM&gt;, from what you are saying happened that in this case a scammer/hacker has done a 'test' to see if they can withdraw money from your account&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Those are a cent or two (micro deposits) , certainly not $300 odd&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If it is from a few months ago, you would need to make sure you change the drop down menu under your purchase history to 2025&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you do not recall buying something for $300 and you don't allow anyone else to use your account, I would strongly suggest you contact your bank asap and report the unauthorised transaction so they can cancel your card and investigate&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and report your account as being compromised to eBay&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And change all your passwords etc etc&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Jan 2026 03:19:46 GMT</pubDate>
      <guid>https://community.ebay.com.au/t5/Membership-Account/EBay-commerce/qaa-p/2640934#M9975</guid>
      <dc:creator>sandypebbles</dc:creator>
      <dc:date>2026-01-20T03:19:46Z</dc:date>
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