E Cheque

[karecoope-95]

Good Morning all! I had a buyer pay with an e-cheque. What is this? I have Paypal as my only payment method so how did they bypass this? Also it says there's no seller protection. All I know is to not send until it clears.

Can anyone enlighten me please?

[sarahs_preloved_booksnbits]

Good morning,

Buyers can pay via e-cheque through Paypal.  I think it is when the have a bnak account (in contrast to their credit card) linked to their PayPal account.  I have only had one instance of this happening and it took about 1 week for the money to clear.  Ebay won't ask you to send the item until the funds have cleared.

[lyndal1838]

An e-cheque is generated when the buyer has funded their paypal account with a bank account instead of a credit or debit card.  They take several days to clear unless the buyer also has a credit or debit card  attached to paypal.

An e-cheque makes no difference to seller protection....there must be some other reason for that.

[davewil1964]

There is never any seller protection with an uncleared payment. Once the e-cheque clears, seller protection is available.

[enigmabear]

The buyer has not bypassed anything, e-cheques are a valid form of payment via Paypal

[tangledstitches]

Just to add, sometimes the system will do it as an e-cheque without the buyer even realising it, when they normally do an instant payment.

[karecoope-95]

Ok well thanks everyone for the answers. I just thought it hadnt been paid by Paypal. Cheers!

[lyndal1838]

Didn't the notification come from paypal?

How did you know they had paid with an e-cheque if the notification did not come from paypal?

[gutterpunkz05]

Just be aware, that like a normal cheque, they do not always clear.

[karecoope-95]

Yes the notification was from Paypal but I didnt know what an eCheque was or had to do with Paypal.