i don't think i would like the non service at the post office.

Which bank again... has over friendly tellers when you finally get to the window.   They ask you what have you been up to today, big weekend ahead, etc, while the queue is going out the door.  Just get on with it will ya.   Even ask if you withdraw a bit of cash what is it for.  DD early in the year drew out $1,500 for a part payment for a car, DD was then referred to someone else who asked all the details about the car she was purchasing and tried to sell her an insurance policy.