PayPal is much faster to pay because you dont need to log in to your bank account online - I cant copy/paste so i have to add transfer details in manually which can be prone to mistakes (happened a few times) and it takes time, whereas a click of a button with paypal and you are pretty much done

Plus most of my business goods I can pay for by PayPal, so if i accept it, the money is there to buy off my wholesalers without touching my bank account 🙂

Sure PayPal has fees, but banks charge me for accepting credit charge on my website so to me they both have fees but payPal wins because it is more convenient for me

As a buyer I prefer PP because I can pay half asleep, and the worst that can ever happen is it will not go through.  If I mess up DD the money can end up in wrong account and to get it back is not easy.

As seller, I also prefer PP; it shows whether the buyer paid or not, even if they pay by echeque, I do know they did (waiting does not worry me).  But if buyer says that they paid into my account I have only their word for it and no way to know if it is true until the money appears in my account, which means I have to be logging into my bank account to check.

Not to mention that PP makes my accounting so much easier.