My parents are in th eSKI club and I say good on them. They have very specific wills and its set up that each time we bug the lawyer their fee comes off the estate, so we like what we get or we get less. Basically its only the sale of the house/car. All their investments should be gone by the time they do.

Their "stuff" is in the will and the left overs we fight over/sell/give away, what ever.

If one dies before the other, then the spouse is left everything, so we goe nothing until they are both gone. 

My view is why should I benefit from my parents death?