joono if you did a promo loan where you make one and get one free, the repayments don't go back to your account, they go back to the firm that gave you the $25 to lend. So in effect they loan you 25 to lend to someone.

I will also have enough in repayments for another loan and next month I think I may have enough for 2 loans.

tcm, I know, it's such a simple and effective system. It's fun too.