I know what an EPA is.  My question is does the will have to be lodged after the person's death by the executor?

This is info that I didn't know, and I have just spent 4 months putting everything in place.  Now I will have to add this extra information in the huge folder.  Every department etc. requires different proof of validity of documents etc.  It has been a huge job.  Documents going back and forth to relatives, JPs stamping and signing reams of paperwork.  Branches of banks (which bank) mucking up procedures, etc.

There is no solicitor involved, and I don't plan on any in the future.