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@vicr3000 wrote:

Honestly, how many seriously upload ?

I can get by with 3 Mbs and I am not hindered at all.

Hence why I can't see the need for 45 Mbs by NBN by a lot of households.

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And therein lies one of the problems.  You measure every household against your own single person needs.  

Most households have more people and more users of technology.  Our usage of data is increasing every year and will continue to increase at a rapid rate into the future.