Haha, the one that was paid back last night had an irregular repayment schedule I only noticed after I had processed the loan that the repayments said 'irregular'. I actually thought I may never see that loan get repaid but after the first repayment there was a schedule (18 months) but I guess I will never know why it was paid back in one lump sum yesterday.

I like to think that it helped the family more than expected.