A blank cheque can be dangerous in the wrong hands. I like to think that we have moved on.

Erica, can't you pay your bills with Bpay on the phone?

You have to set it up with your financial institution first though

Golly gosh! Nothing is secure today anymore.

Yes, Stawka, some of my bills get paid automatically by my Bank, but others that fluctuate in ammounts I pay with my card or cash.

The day my purse will be stolen I'll ring the Bank first before reporting to Police. Thank goodness our Bank has 24/7 help service and will stop an account being used if reported by a person who can give their password to that account.

I am an old lady now, walking slowly with an obvious limp, just the right target to get robbed by lowlife in broad daylight just walking through a busy Shopping centre.

Erica

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@lind9650 wrote:

Golly gosh! Nothing is secure today anymore.

Yes, Stawka, some of my bills get paid automatically by my Bank, but others that fluctuate in ammounts I pay with my card or cash.

 

 

Erica

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Yes, that's Direct Debit, but your your power bills - (gas electricity etc.)

they all should have a Bpay symbol on them for payment by phone

But only if you have telephone banking.   It's much quicker and safer to pay them by phone, straight from your bank account.

It's just a series of button pushing, when prompted - all automated and then they

give you a receipt number to write down as proof of payment.

I pay everything by phone.    No need to get cash out of the bank

Stawka, I only have electricity, no gas. My Bank pays a set amount every fortnight to my electricity server. In summer I finish up in credit, this balances out with the winter bill.

What I am talking about is for instant our Chemist bill, new glasses, paymnts to see specialists or car repairs. Also the fortnightly grocery shopping fluctuates from payday to payday.

And for some little things I just need cash.

Erica

look at your card, if it does the swipe/tap/wave thing its got a symbol on it. mines top right corner, says visa paywave

i just got the replacement card a few weeks ago. my old card didnt have paywave.

i didnt ask for paywave its just been added. ive used it a few times, i keep forgetting, it is very easy for low cost items.

i dont like the fact its now got no security if it gets into the wrong hands even though thats extremely unlikely.

the 'it can only be used to make chages up to $100' thing the card makers are using as the 'well its ok then' sales pitch doesnt wash with me. these theives can make multiple charges in a very short time. even if you discover your cars missing quickly.

then theres the whole other problem where clever buggas can steal info from your card while its in your wallet in your pocket!

Erica, I see your point. 

David, my card doesn't have wavey things on it and I was never advised that

I could use it that way.  I also didn't want it.  It has a micro chip embedded in it for

inserting, not swiping

I was shopping with my daughter at the self serve at Coles and she just waved it

for me and ..............bluddy hell, it worked.

I've tried it elsewhere and most times it works, others not.

then theres the whole other problem where clever buggas can steal info from your card while its in your wallet in your pocket!

David, you need a wallet with an RFID blocker

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@davidc4430 wrote:

 

 

 

 

then theres the whole other problem where clever buggas can steal info from your card while its in your wallet in your pocket!

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There is a solution for this problem.  You can buy (for less than $5) a pack of three little card sized RFID envelopes that shield your card from being scanned by thieving lowlifes.

I got mine from the AANT shop here in Darwin but I would think they should be available elsewhere.  You can also get wallets that have the RFID shield built in but these little envelopes are cheaper.

ok, maybe my old card had and i didnt know

it was just when i opened the envolope with my new card the paper page it was stuck to had a big speal about how i now had 'paywave' i assumed my old card didnt have it. the old card had the microchip bit on it.