Thanks to all for the advice. Just an update, on Wed this week, I paid someone else by bank transfer and the funds were in their account the same day, and that was from two different banking groups. At the same time on Wed, I transferred funds to my paypal account, and it left my bank account later in the day, yet, it is still showing as "processing'' in my paypal account! I wish paypal would stop using the "clearing house'' excuse on these delays, because it is not a cheque, it is cash moving, yes, moving into their bank account for a few days of free use. It;s about time everyone got together on this and did something about it, instead of accepting it as the normal thing with paypal, and just putting up with it. I mean why is paypal the only one that has this delay when no other bank is getting away with it?