Dylan, I find it amusing that you do not think that ebay and paypal operate independently. I have been using paypal since before it was even called paypal and it was certainly not owned by ebay.  I was not even an ebay member back then. The only thing that has changed since those days is the buyer protection for ebay buyers. I still use paypal for a lot of other transactions totally unrelated to ebay....it is used extensively by family members in Canada and the USA to transfer funds and they all have access to plenty of other methods of transferring funds, but we all find paypal is the cheapest and quickest.

What was it called before paypal? You surely can not sit there typing telling me that information is not passed between ebay and paypal on a higher scale than just the transfer of money. That is why I find it funny, you are rather quick at taking a jab at me, which seems strange also.

I only have a problem with companies acting illegally and/or unethical (immoral)