I purchased an item fro ebay using paypal as payment. I recieved the item and later I found that I had paid for this item by the seller and I also noticed I had paid for the same item plus two other items from someone else I had never heard of. The item was alot dearer and the other two items I never ordered or received. 

I notified paypal and eventually my money was returned. Because of that,I have had nothing but trouble from paypal and have had unfriendly phone conversations with them. They or someone else were after all my bank details and personal details like drivers licence details etc.

I had to shy away from them because photo proof  was no good for them because they did not know me in the first place.

Allan Rodger