I haven't been affected, yet, by the MGB. Unfortunately 98% of my sales are here. Fortunately I have a day job.

I do have 2 defects, the oldest of which won't go away for six months, but that is on transactions > 500, so not too bad. Especially when you need 5% defects from at least 8 transactions to get booted as a seller. Forever, admittedly.