I get a fairly even trickle of bank deposits coming through.

There are many buyers out there that feel insecure in having any form of online banking - which includes paypal. They like to be able to go into the bank and deposit it over the counter (maybe more so the elderly, but purely guessing).

But....even if you did stop allowing Bank Deposits, you still wouldn't be able to use the Unpaid Item Assistant as you still allow local pickup. To be able to use it, you need to only accept payment from electronic sources such as paypal and paymate.

😉