Mine is still being processed.  I am confident that I will get my money back one way or other, as I have the eBay message of her acknowledging she has the item and is happy with it.  So i cannot see why are they are still holding my $300something GRRRRRRRRRRRR...........

but as I mentioned on AC; I have just spoken to somebody who agreed to Lay-by;  $100 non refundable deposit, and balance in a month.  The buyer did not pay the balance and then did a chargeback on the ground they did not get the item.  I have a feeling thast would be hard to fight; I probably would not fight it.