I'm not sure if you have an exemption Putney32 being a long time member, but for the rest of us Paypal is forced upon Sellers as a mandated form of payment type on eBay. Ebay / Paypal then prey upon peoples insecurities about being ripped off by Sellers as the marketing ploy to convince Buyers to use Paypal as the preferred payment option.

you are very mistaken on a few points there, but especially that PayPal is mandatory.

it is NOT, ebay allow every seller to offer EITHER....

PAYPAL

or

PAYMATE

or

their own banks MERCHANT FACILITY

there are plenty of sellers on ebay australia who do not offer Paypal, you dont need to either if you dont want to. the choice is yours.  So yes, i do have an exemption, and dont have to offer paypal if I dont want to, the same exemption every single ebay australia Seller has ... dont use paypal if you dont like it.