Fee to pay Ebay invoice. Is this correct?

I've being charged international fees by my bank to either pay an Ebay invoice or for using the Paypal gateway. The invoices are in AUD and that is the currency I used tp pay. However I wasn't aware that when payments are made locally to Ebay using the Paypal gateway they are actually credited to an overseas account and any fees are passed on to the customer.

 

It seems all rather convoluted but I learnt this from my bank when I queried some odd debits. My main concern is that it doesn't seem to be mentioned anywhere by Ebay or Paypal though I could be mistaken and was hoping someone may be able to point me to the related section?

 

Ebay has rejected my email stating that I must use the Ebay contact form. However the only option they will allow is a direct chat session with an Ebay rep who as usual hung up when they realised my question was outside of their standard script. It's rather tiresome this hanging up game of theirs.

 

Thank you