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@*tippy*toes* wrote:

No, the seller doesn't need merchant CC facilities. If a buyer pays as a guest through PayPal they can only pay with a credit card. The only inkling a seller might have is a difference in the email they get from PayPal. When someone pays via PayPal, by logging in, the email subject will be something like:

 

Item Number 12345678 - Notification of an Instant Payment Received from <buyers ID> (<buyers email address>).

 

If they've paid as a guest it comes through as something like "You've received new funds!"

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You get that type of email if they use the cart, which you'd probably never see if you only do auctions (not sure about that).