---

@zeliff2006 wrote:

 

 

if i dont refund i chance a bad credit rating from what i have read?

---

If they opened a dispute through the eBay MBG (or Paypal for that matter) the chances are yout money has been frozen in your Paypal A/C, so you won't have the option of not refunding, they will simply take it back out of the Paypal account.