This is what I think, the buyer didn't know what gilt is. The gilt is stated only in the title, not in the text but photos clearly show a gold colour.... Its silver not as a colour but materiel, this is why the ad was in A Sterling category.

You do know you're not communicating with ebay, right?

We are just members like yourself.

 

I think Clarry answered you perfectly in post #2

 

If the buyer opens a claim for NAD, then you won't be able to argue.

Ebay will find in their favour and you will lose both the necklace and your money

Its silver gilt. Like gold plated silver.

many thanks! I just dont agree with the buyer SNAD, I think its COM. 2 different opinions...so this is why i asked forum for more opinion.

I know you are members like me 🙂 This is why i asked you for independent opinion....which I really appreciate!!!!