with cars / boats / bikes and other pick up items, the buyer clicks buy it now, then comes to your house/place of business, inspects the item and if as described pays you Cash and takes item away

if item is not as described, they do not pay, and you arrange with them to do a Mutual Cancellation of the transaction, --  that is just how eBay works for cars / boats / bikes and other pickup items

no putting money into accounts, no paypal, just inspect and pay One of the reasons sellers of cars bikes etc. do NOT have to offer paypal.