OP, even tracking is a way of 'self insuring.'

I think you're missing the point.

And, someone will correct me if I'm wrong, but if you're talking about actually insuring a package against loss in transit, well that's the Sellers responsibility, not the customer's, or eBay's. YOu either encapsulate this in your item price, or postage price, or be like us and only insure with certain destinations, in which case we do it without the buyers knowledge.

Melina.