and just to clarify for everyone, when I buy low priced items and am given the choice between tracked and untracked I will choose untracked every time.  Why should I pay for the seller’s seller protection?

The only INR claims on low priced items I have made were for items that were not sent where the seller admitted not sending.

The number of low priced items that were sent to me but not received is one, and I did not make a claim as it was only a few dollars and I believed the seller when he said he had sent.

For low priced items that I simply can’t do without, and 99 cent bargains that are worth much much more, I always insist on paying for tracking/S.O.D.