Thanks term, it turns out that you're right, but I thought that only applied to new members, and not those who are simply updating expiry dates of pre-existing cards. 😮

The fellow I spoke with was very surprised that no mention was made of this in the reminder, and said he'll see if he can have something added so that others will understand what is happening.

I think we already know the outcome of that suggestion, don't we. :^O