Who knows. That's kinda the point. The issue is about PayPal determining someone's intention. 

What about the hobbyist collector who buys and sells items they collect, purchasing one that's intended for their own collection but they need to raise a claim and PayPal sees they frequently sell such items - will they be required to prove in some way that they never intended it for resale, and denied protection if because they can't.

I have.... questions.