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@heihachi_73 wrote:

... if the banks in Australia had moved out of the 1980s like certain other countries have, but that isn't the case. ...

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I'd just like to point out that as far as banking is concerned, Australia is one of the most progressive countries in terms of offering and adopting new banking and payment technologies, and your assertions are greatly divergent from reality.

If your bank is still forcing you use cheques and passbooks, it might pay to investigate one of the 'big four' who most certainly aren't stuck in the 80s. I can do most of my banking from my phone using no more than my thumb - I don't know of any bank that allowed that in 80s.