In reply to a few responses above...

- Levels of fees for different item categories and other reasons do feature but it still doesn't mean we are paying less over all. The way eBay never shows the following 5 amounts in one visible table, on the one eBay webpage, amounts to eBay seeking to muddy the waters and have sellers boxed from knowing critical financial details at a glance:

          - Sale total received by eBay

          - Sale total paid to the seller

          - Total fee for the sale in $ amount

          - Total fee for the sale in % amount

          - Percentage of total fees to date

I asked eBay management via a phone call (they have a recording), to implement all of the above in the current Managed Orders tables/portals, for Awating Payment, Awaiting Postage and Paid and Posted.

- After 8 sales, my averaged total fee percentage is 13.83% of sales. This is not cheaper over-all compared to what we worked on prior. I always worked on an averaged total 'worse case scenario' fee percentage for Paypal paid sales of up to 12% when eBay's old fee structure was combined with Paypal's 2.6%-3.6%+.30c.

- Bank processing time is not the cause for the payment delay at all. As I mentioned to eBay management, they could utilized PayID and the payment would transfer INSTANTLY in a similar way to how Paypal does it. Combined with this, a payment delay is also caused by eBay's default 3 day transfer unless YOU specifically ask them to put you on a 1 day payment turn around. I asked them and it wasn't actioned until my post here spirred them into action. If they can pay in 1 day, and they pay with PayID, then it will go through to my bank account on the payment network INSTANTLY.

- My bank, People's Choice Credit Union, proesses PayID payments INSTANTLY from any other bank which is also using PayID (most do). Where direct bank transfers feature, they also do INSTANT transfers where branches are on the same network (e.g. OSKO - see here: https://osko.com.au/home).

- All sellers who issue tax invoices should define what is going on with fees by actually displaying the eBay Managed Payments fee on the invoice. This will mean the buyer accurately sees the true sale price of the item, with any postage (if added by seller's eBay listing setting e.g. extra postage added due to Express Post, buyer being in a regional or remote area etc..) and WITH THE EBAY MANAGED PAYMENT AMOUNT as clear as day. Only through buyers seeing how much of their hard earned money is going to eBay will change happen to bare downwards pressure on this big fee impost.

- Finally, eBay management have been put on notice, via me and communications to and from the ACCC, that they can/may have to, reduce their Managed Payments fee where buyers elect/demand to pay via direct bank deposit or PayID. From what I can see, there is still an option to manually show when an item has been paid for outside of eBay's socalled 'Managed Payments'. If someone pays me cash or via direct bank deposit or via PayID and I have to manually hit Payment Received, then I have managed the payment for that sale and eBay can not charge me more than the old FVF. eBay should already offer bank direct payment and PayID by default because these methods of payment do not carry with them any third party payment fee. In addition to this, when eBay pays the seller, eBay should be no different to the rest of Australian citizens, choosing to use a payment option which has a mandated fee-free status, thereby not profiteering from any fee-free payment process.