Had to laugh at the post saying instead of blaming ebay blame your bank....Was online talking to an ebay agent on Wednesday that means they send you the money FRIDAY. That is Ebay sending the money to your account not the bank processing the transaction. So in turn it is a 48 hour dealy from the time the buyer purchases and pays until Ebay are processing the payment. 

My wife works for the bank we use and if someone was to pay via paypal and we transfer the funds before 12 noon we receive the funds the next morning without fail. This granted is a smaller bank but they process tons of payments daily. 

So are ebay to blame for the slow processing? Of course they are! They are holding onto funds and anyone smart enough to know short term investments are a common place to be making tons of money off the money we should be entitled to have. 

The best fact is their "You have access to these funds" statement from a sale? Really? three days later and waiting on $600 in one of our accounts.....Disgraceful!