It actually depends on how the verification is carried out - for example, you can use the 100 point system in person, but you can't always use it online because not all forms of ID can be verified online.

While researching the ID issues being experienced by some sellers, I found out some proof of age cards, while they count for 100 points in person, can't be verified online, so aren't accepted for online ID verification but are if you do it in person, though the exact same business.

I switched to a new phone service recently and activated it online - they wouldn't accept my proof of age card as ID, but they would accept my Medicare card info - Adyen need government issued photo-ID though, and there are limited options for that which can be verified without requiring a full scan (of both sides) of the ID (all other companies I've had to verify my ID to actually did use a system where you needed to upload scans, so I assume the ID was verified by sighting rather than online - both methods obviously have their pros and cons. Online verification limits the range of personal data somewhat, but also limits the available ID options).