I was forced into managed payments last year and it was really bad with no payments coming thru for weeks sometimes, but it seems sorted out now. Only thing is now almost all my items are immediate payments, which is not ticked and it is really bad to combine items for postage now. My only way is for 1 item to be bought, then literally change other items to special orders with free postage. I never wanted immediate payments required but ebay cannot fix it, and for me they broke something that did not need fixed.