Interesting.

I know there'll be some policy or definition to explain but still....

To register for managed payments eBay require members Australian bank account details. This is the specific requirement, acceptance, and exchange of account information members furbish to eBay.

Payments are now sent and received to and from those eBay members bank accounts via an eBay fund in the middle ( managed by Ayden ) , and under the title of managed payments.

I am currently receiving payments transfer to my Australian bank account for eBay sales from Ayden Australia. So there's no doubt there's bank transfers involved in this process...obviously has to be.

I am thinking maybe eBay are saying there is no member coverage or recourse should person to person direct bank account info be exchanged and then bank to bank transfer instigated directly without processing through managed payments prompts.

However paying via managed payments still involves bank transfers.

We can call a duck a chicken as many times as we want but it's still a duck, as fowl as they may be.

If this was an unavoidable overriding charge for managing all payments then why wouldn't the 2.5% also apply on top of the continuing PayPal fees ?

and let's not be naïve , the only payment option that I can see removed from listing and payment processes is the direct bank payment option.