Thanks for the very pertinent comment

Therein probably lies the cunning :

A debit card (also known as a bank card, plastic card or check card) is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money is immediately transferred directly from the cardholder's bank account to pay for the transaction.

My referencing has it that Ayden is able to process various means of transfers, including bank debits and transfers.

So I am back thinking that eBay, along with Ayden, have eyed off the %'s PayPal earn from transfers and gone after it for themselves, whilst precariously trying to exclude a basic payment method that would see no additional fees for eBay.

Based on assumption of 90% sales before being paid for by PayPal, and then 10% with bank transfer or COD, ( which is what I estimate in my history) - eBay has engaged a system whereby they profit further from the 90% of sales that PayPal would have covered, and then also profit further from the 10% that may have been bank transfers.

Now there's a win win !

Someone on here yesterday refers to those who choose bank transfers as mugs ( and I'm not referring to K1ooo ) however they have had purpose for many, especially with the instant options of Pay ID and OSKO whereby buyers can inspect an item such as a vehcile a sned bank transfer deposit on the spot.

Over the past few years these sales spring to mind : two caravans, a vintage motorcycle , collectable old toyota corona, and a tinny boat - I sold these as favours for neighbours in the street and they were all paid for using bank transfer or COD. In fact I only listed them for sale and relayed messages to the owners.

I receipted a $320 payment via instant bank transfer yesterday for an item to be picked up tomorrow,plus cod payments of 100-$200. Those were the online sales outside of eBay however that sort of payment spread was not uncommon for eBay sales BEFORE.