PAYPA were charging 2.6% plus 30c.  Now ebay charges and extra 2.5% plus 30c, so fee is ALMOST identical, but paypal gave you access to YOUR money straight away, now I must pay postage out of my pocket up front and wait for ebay to 'PAY ME BACK".  NO, ebay are doing the same job now as paypal did, but it takes MUCH LONGER, WHY IS THAT?

Also, ebay used to own paypal, but they saw how popular it was and sold the company, so now trying to cut out paypal and take the fees for themselves, BUT NOT PERFORMING FUNCTION AS QUICKLY AS PAYPAL DID