@blacksmith - as an infrequent seller, you would be subject to the mandatory 21 day hold on payments in the same way as a new seller. This would be in the terms and conditions.
Funds can often be released by uploading a tracking number to prove shipping and delivery. This has nothing to do with greed and more to do with the prevention of fraud ie: a scammer quickly tries to sell non-existent PS5's. He won't be able to draw on the funds until the buyers confirm they have the item, which they obviously won't be able to do.
Whilst moving to Managed Payments was relatively easy for me (I'm already on that system on another site I sell through), I do agree that there have been some issues and consternation on the level of identification and banking information required. I also agree that Ebay is not the same as it once was, for various reasons. If you're just selling items from around the house, maybe Gumtree or Facebook Marketplace might be better.
