Well that is great if that works!! I started to 'play' - buying from one of my eBay accounts with another of my eBay accounts, but when I got to the 'confirm and pay' page I lost courage!! 

Just feel as though eBay likes to save your payment methods and as soon as that button is hit, then payment is made. Perhaps I'll buy something cheap from myself and see.

Thanks again for all your help.