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@countessalmirena wrote:

s_n_d, can money come out of your savings account? I take eBay’s spiel about a savings account as meaning an account from which funds cannot be removed, since eBay need to be able to deduct funds in the event of a problem.

 

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Of course money can come out of my savings account, that's how my bills are paid. I have fortnightly payments being sent from my savings account to my land rates, utility bills and credit card (the credit card is now over $2,000 in credit. In fact, so is the gas and electricity. Gas is nudging $3,000. I'm 2 years in front with the land rates). 

If it was something like a Christmas Club account, then no, you couldn't have money taken from it, but a regular savings account, of course. I have accounts with 2 banks, and both the main accounts are savings accounts. I have no issues paying anything from either account.

If you can't pay anything from your savings account, how to people buy their groceries? Not everyone uses a credit card to pay for everything.