I wouldn't send an item out either if I was short paid! I was just wondering if this was a common problem with direct deposit.

There are quite a few problems with Direct Deposit. Most annoying is probably that you have to check your account all the time, which is a major pain. You have no other way of knowing whether payments have come in or not.

I reckon the worst is reconciling payments. People use "eBay" or some other useless payment reference, and older people do over-the-counter transfers where the teller can't or won't add a reference at all. If you sell 2 things in one day at the same price, then this causes you to have to hold both orders until you contact each person and see which one has paid.

Then we have the reliability of the transaction. People often mistype the BSB and ACCT numbers, and/or stuff it up and/or get confused as to who they've paid. This is really common, made worse if the seller uses spaces and dashes in the Acct number, so when the buyer copy/pastes the number is wrong so the payment goes nowhere.

Oh, and the delay - some times it takes 3 or 4 days for the payment to clear, and all this time the buyer is stewing about "where is my item". Your postage DSR stars will often cop a flogging due to this, even though it's not your fault.

The ultimate problem is the combination of these, where you have 2 sales for the same amount, 2 people who say that they have paid, but you only have one (unidentifiable) payment. That is the sort of situation that will cop you a neg.