Wanted to get the general feeling what sellers think, the pros/cons and would appreciate you sharing any personal experiences that you may have had. Thanks alot.

Direct deposit can be a total pain in the you-know-what. Or rather, some of the buyers that try to get away with things that they can't when using PayPal can be.

I only offer it because there are still a few members out there that don't use PayPal at all, but if I had a higher volume of sales I would probably consider removing it as an option.

I have had people pay less than the amount owing by several dollars (and definitely on purpose), which makes things a little more complicated than no full payment = no sending until full payment received, just because if they don't then you have to get their details and refund, and in the meantime you have a transaction in limbo - annoying if they take another week to pay the rest, because you can't really open a UPI (technically you can, and you wouldn't necessarily be in the wrong because they haven't paid in full).

I have also - on more than one occasion - had people use bank deposit as a stalling for time tactic by saying payment has been sent when it actually hasn't, then say the payment bounced back and so on. I only give the benefit of the doubt once, but that can drag a transaction out and make things a bit more frustrating than they should be.

It's maybe 1 in every 50 or so direct deposit payments that cause any problems at all, so it's bearable, but direct deposit is definitely not my favourite payment method as a seller.